Abstract: We provide a generic framework to obtain stable dark matter along with naturally small Dirac neutrino masses generated at the loop level. This is achieved through the spontaneous breaking of the global U(1)(B-L) symmetry already present in the standard model. The U(1)(B-L) symmetry is broken down to a residual even Z(n) (n >= 4) subgroup. The residual Z(n) symmetry simultaneously guarantees dark matter stability and protects the Dirac nature of neutrinos. The U(1)(B-L) symmetry in our setup is anomaly free and can also be gauged in a straightforward way. Finally, we present an explicit example using our framework to show the idea in action.